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Heather Cox

Zelis Healthcare

As with many other industries, executive search is ready for real transformation and Modern stands ready to be the firm that will lead the way. Building upon the best the industry has to offer, the team recognizes the importance of transparent, frictionless experiences that also focus a sharp lens on diversity and true inclusion.

Heather Cox is President of Sapphire Digital, Zelis Healthcare. In this role, she's focused on modernizing the healthcare financial experience through Sapphire's digital platform to benefit payers, members and providers. 

Previously, Heather was the Chief Digital Health and Analytics Officer for Human where she was accountable for building Humana’s digital care delivery operations and leading enterprise analytics. 

Prior to joining Humana, Heather served as Chief Technology and Digital Officer at USAA, where she led the teams responsible for designing and building personalized and digitally enabled end to end experiences for USAA members. Heather has also served as CEO of Citi FinTech at Citigroup, helping the company adapt to a future dominated by mobile technology. Before that she, headed Card Operations for Capital One, reshaping customer and digital experience for Capital One cardholders.

Heather was named by American Banker magazine as the #3 Woman to Watch nationally in banking by American Banker Magazine in October 2017. She was also named to American Banker’s Women to Watch list in 2011, 2013 and 2016. In 2015, she was named one of the 10 Most Innovative CEOs in Banking by Bank Innovation, as well as Digital Banker of the Year by American Banker.

In March 2018, Heather was appointed to the NRG Energy Board of Directors. She serves on the Nominating and Governance and the Compensation committees. In addition, Heather serves on the national board of directors for LIFT, a nonprofit organization whose mission is to permanently lift people out of poverty.

Heather graduated cum laude with a Bachelor of Arts in Economics from the University of Illinois at Urbana- Champaign. She and her husband Chris are the parents of two daughters, Lea and Victoria. Heather and Chris share a passion for boating and are avid Washington Nationals fans.